Top 10 Best Unoccupied House Insurance Experts in the UK

1. Alan Boswell Group

The Alan Boswell Group is a stellar provider of unoccupied house insurance in the UK, distinguished by their comprehensive coverage options and commitment to customer satisfaction. With a focus on tailored solutions, they ensure that each policy meets the unique needs of their clients, offering peace of mind for property owners leaving their homes temporarily unoccupied.

• Extensive coverage options

• Customisable policies

• Excellent customer service

• Competitive pricing

• Strong reputation in the industry

• Policies can be complex

• Higher premiums for extensive coverage

• Limited online tools

What people say:

“Alan Boswell Group made the process of insuring my empty property effortless and straightforward.”

“They offer such a wide range of options that I was able to find exactly what I needed for my unique situation.”

“Their customer service is top-notch, always ready to help with any queries I had.”

For more information, visit their product page or contact them via their contact page.

2. Towergate Insurance

Towergate Insurance offers a range of specialist insurance solutions, including comprehensive unoccupied house insurance. They focus on flexible policy terms and provide a variety of coverage options to protect properties during periods of vacancy.

• Flexible term options

• Customisable coverage

• Specialist insurance provider

• Strong customer support

• Competitive rates

• Can be more expensive than general providers

• Online quote system not always user-friendly

• Limited local offices

What people say:

“Towergate made it easy to insure my property while it was empty, offering peace of mind.”

“Their flexible terms allowed me to choose a policy that suited my exact needs.”

“I found their team to be very knowledgeable and helpful in explaining coverage options.”

Visit their product page or contact them through their contact page.

3. HomeProtect

HomeProtect is known for its straightforward approach to unoccupied property insurance, offering easy-to-understand policies and a robust online platform for managing coverage. They aim to provide comprehensive protection at competitive prices.

• Simple online application process

• Competitive pricing

• Comprehensive coverage options

• User-friendly website

• Responsive customer service

• Limited physical offices

• Policy terms can be restrictive

• Higher premiums for high-value properties

What people say:

“HomeProtect made insuring my vacant home so simple with their online tools.”

“They provided excellent coverage options at a price that didn’t break the bank.”

“Their customer service team was very helpful when I had questions about my policy.”

For more information, check their product page or reach out via their contact page.

4. Hiscox

Hiscox is a renowned insurance provider offering high-quality unoccupied house insurance. They focus on delivering premium service and coverage to meet the needs of homeowners with high-value properties.

• High-quality coverage

• Specialist in high-value properties

• Excellent customer service

• Customised policy options

• Reputable industry standing

• Higher premiums

• Complex policy details

• Limited online quoting tools

What people say:

“Hiscox provided the best coverage for my property’s specific needs.”

“Their knowledge and expertise in high-value properties are unmatched.”

“While the premiums are higher, the peace of mind is worth it.”

Visit their product page or contact them through their contact page.

5. Gallagher

Gallagher offers robust unoccupied house insurance solutions, catering to both residential and commercial property owners. They are known for their personalised service and comprehensive coverage options.

• Customised solutions

• Wide range of coverage

• Experienced team

• Personalised customer service

• Competitive pricing

• Complex policy options

• Online tools could be improved

• Premiums may be higher for extensive coverage

What people say:

“Gallagher tailored my insurance to fit my home perfectly.”

“Their team was incredibly supportive throughout the process.”

“I appreciate the level of detail they provided in explaining the policy.”

Find out more on their product page or contact them via their contact page.

6. Aviva

Aviva, one of the largest insurance providers in the UK, offers reliable unoccupied house insurance. They provide straightforward coverage options with a focus on simplicity and customer satisfaction.

• Simple coverage options

• Large network of agents

• Good customer service

• Competitive rates

• Easy to access online services

• Limited customisation options

• Standard coverage may not suit all needs

• Online tools sometimes sluggish

What people say:

“Aviva’s service was quick and efficient, exactly what I needed.”

“Their coverage was straightforward and easy to understand.”

“Great customer service made the whole process stress-free.”

For further details, visit their product page or get in touch via their contact page.

7. Intasure

Intasure specialises in providing insurance for vacant properties, offering a variety of tailored options to protect homes while they are unoccupied. They are known for their extensive experience in the field and competitive pricing.

• Specialist provider

• Competitive pricing

• Customisable policies

• Excellent customer support

• Strong industry experience

• Limited online presence

• Complex policy terms

• Premiums may vary

What people say:

“Intasure’s expertise in vacant property insurance was evident from the start.”

“Their competitive pricing was a big draw for me.”

“The team was very helpful in guiding me through my options.”

Visit their product page or reach out through their contact page.

8. Direct Line

Direct Line provides straightforward unoccupied house insurance solutions, focusing on accessibility and value for money. Their user-friendly platform makes it easy to manage policies and obtain quotes online.

• User-friendly online platform

• Competitive pricing

• Simple and clear policies

• Strong customer service

• Wide coverage options

• Limited customisation available

• Higher premiums for extensive coverage

• Standard cover may not fit all needs

What people say:

“Direct Line made it so easy to get insurance for my empty home.”

“Their online tools are fantastic for managing my policy.”

“Great value for the coverage provided.”

Check their product page or contact them via their contact page.

9. Zurich

Zurich offers comprehensive unoccupied house insurance that caters to both standard and high-value properties. They are known for their excellent customer service and customisable policy options.

• Customisable policies

• Excellent customer service

• Comprehensive coverage

• Reputable provider

• Specialist in high-value properties

• Can be expensive

• Complex policy details

• Online tools could be improved

What people say:

“Zurich provided a tailored solution that perfectly fit my needs.”

“Their customer service is exceptional, always willing to help.”

“While the cost is higher, the peace of mind is worth it.”

Visit their product page or contact them through their contact page.

10. AXA

AXA is a leading provider of unoccupied house insurance, offering a variety of coverage options designed to protect properties during periods of vacancy. Their focus on customer satisfaction and competitive pricing makes them a popular choice.

• Wide range of coverage

• Competitive pricing

• Strong customer support

• Reliable provider

• User-friendly online tools

• Standard policies may lack customisation

• Higher premiums for extensive coverage

• Limited local offices

What people say:

“AXA offers great coverage for unoccupied homes at a reasonable price.”

“Their online platform is straightforward and easy to use.”

“The customer service team was very helpful in answering my questions.”

For more details, visit their product page or reach out via their contact page.

Comparison Table: Top 10 Unoccupied House Insurance Experts in the UK

Company	Term Options	Liability Cover	Specialist?	Online Quote?	Awards / Ratings
Alan Boswell Group	Flexible	Yes	Yes	No	High
Towergate Insurance	Flexible	Yes	Yes	Yes	Moderate
HomeProtect	Standard	Yes	No	Yes	High
Hiscox	Custom	Yes	Yes	No	High
Gallagher	Custom	Yes	Yes	No	Moderate
Aviva	Standard	Yes	No	Yes	High
Intasure	Custom	Yes	Yes	No	Moderate
Direct Line	Standard	Yes	No	Yes	High
Zurich	Custom	Yes	Yes	No	High
AXA	Standard	Yes	No	Yes	Moderate